CESPE-2011-PREVIC-NÍVEL SUPERIOR - LÍNGUA INGLESA - CONCURSO PÚBLICO - SUPERINTENDÊNCIA NACIONAL DE PREVIDÊNCIA COMPLEMENTAR - Prova com gabarito.

Welcome back to another post!

➧ PROVA DE LÍNGUA INGLESA: CESPE-2011-PREVIC-NÍVEL SUPERIOR, aplicação em 23/01/2011.

➧ BANCA/ORGANIZADOR: CESPE.

➧ GABARITO:

01-C, 02-E, 03-E, 04-C, 05-C, 06-C

➧ TEXT : Texto abaixo referente aos itens: 01 a 06.

Defined contribution (DC) pensions are plans under which the contributions into the Fund are pre-determined but the benefit is not. Contributions are made by individual members and(or) by sponsoring employers (in the case of 4 occupational DC funds), and invested to accumulate a balance at the time of retirement which is then withdrawn or used to buy a retirement product (such as an annuity).
           
The term DC applies to a wide range of plans worldwide, ranging from “pure DC” where member benefits derive totally from contributions plus investment returns, to schemes where some minimum level of benefit is guaranteed. There is, in addition, considerable variation in DC systems across the world, depending in particular on whether or not they are intended to be a major source of retirement income (i.e. their interaction with the public pension system), the extent to which participation is mandatory, the extent of consumer choice and the market competition within the system.
            
Many DC systems are still fairly new and in many countries few individuals have retired under predominantly DC arrangements. However, DC supervision becomes more important as these systems develop and mature and supervisory authorities  are consequently asking whether and how their supervisory approach needs to adapt to the introduction of these plans.

International Organization of Pension Supervisors–IOPS (adapted)

Based on the text above, judge the following items.

01. The term DC covers a large range of plans the world over.

02. DC system shows endless variety all over the world.

03. Plenty of DC systems are entirely new in a large number of countries.

04. Contributions to the Fund can be made by employers as well as employees.

05. An annuity product may be taken out at any time while contributions are increasing.

06. The expression "in addition" (R.10) means furthermore.

👍 Comentários e Gabarito  46(E) 
Item 46 ERRADO ao afirmar que o sistema DC mostra uma variedade INFINITA em todo o mundo.
👲 Muito cuidado na EXPRESSÃO RADICAL "endless variety"(variedade infinita).
O texto fala em "considerable variation" e não "endless variety", VEJA:
"[...] There is, in addition, considerable variation in DC systems across the world..."
(Há, além disso, uma variação considerável nos sistemas de DC em todo o mundo ...) 

👍 Comentários e Gabarito  47(E) 
Item 47 ERRADO ao afirmar que muitos sistemas DC são TOTALMENTE novos em um grande número de países.
👲 Outra EXPRESSÃO RADICAL "are entirely new"(são inteiramente novos).
O texto fala em "are still fairly new"(ainda são bastante novos) e não "are entirely new", VEJA:
"[...] Many DC systems are still fairly new ...."
(Muitos sistemas DC ainda são bastante novos...)